Legal and Title Costs
1. Attorney Fee: $700.00 to $2,000.00
2. Survey (Condo $150 to $250): $250.00 to $1,000.00
3. Recording Fees with Mortgage & Deed: $40.00 to $ 90.00
4. Title Searches/Title Policy Endorsements: $250.00 to 600.00
5. Title Insurance Premium: Consult your attorney
6. Notice of Settlement: $10 to $50

NY costs may vary from above; ask your Attorney.

Mortgage Costs
7. Application Fee: $300.00 to $700.00
8. Appraisal: $275.00 to $750.00
9. Attorney/Lender Review: $100 to $600 some lenders don’t charge for this
10. Credit Report: $50 to $100
11. Tax Service Fee: $100
12. Flood Certificate: $40 required on all properties
13. PMI: $_____ if mortgage exceeds 80% of sale price
14. Lock-in Fee: $_____ 1% upfront for anything over 60 days
15. FHA and VA funding fee: $_____based on loan amount
16. Miscellaneous Mortgage Costs: $100.00 to $300.00
(Varies, be sure to ask your lender)
17. Points: $______ to $________ Fee paid to lender to “buy-down” interest rate on mortgage. One point equals 1% of the mortgage. (1 point on a $100,000 mortgage equals $1,000.)

Inspection Costs
18. Home Inspection: $500.00 to $750.00
19. Radon Inspection : usually included w/inspection cost
20. Wood Destroying Insect : usually included w/inspection cost
21. Chimney Inspection: $200 to $400
22. Oil Tank Sweep (if applicable): $150.00 to $300.00

Other Costs
23. Homeowner’s Insurance: $500.00 to $1,900.00 one year prepaid premium
24. Home Protection Plan: $424.00 to $700.00
25. Flood Insurance (if applicable) : $500.00 to $1,400.00 varies depending on flood classification
26. Prepaid Tax Adjustment: Pro-rated for Current Quarter
27. Mansion Tax on Residential Properties: 1% of Consideration when Sales Price is over $1 million